Taqi Usmani Crypto Fatwa: Buying With Crypto Not Allowed

CRYPTO FATWA – (Staff Reporter/Web Desk) – Taqi Usmani crypto fatwa has stirred fresh debate across Pakistan this week. Mufti Muhammad Taqi Usmani, who heads Wifaq-ul-Madaris Al-Arabia Pakistan and Darul Uloom Karachi, has ruled that buying goods with cryptocurrency is not allowed under Islamic law. The News first reported this story, and it has since spread quickly on social media.

According to the ruling, crypto coins do not count as real wealth, or maal, in Shariah. Instead, the fatwa describes them as nothing more than numbers stored in an online account. This view forms the base of the entire ruling.

The Taqi Usmani USDT ruling makes this point very clear. It does not matter if someone pays with USDT, Tether, or any other crypto token. The result stays the same. None of these count as valid payment under Islamic law, according to the fatwa.

Hassan Usmani, his son, has already confirmed the fatwa is genuine. Many people online had doubts about whether the document was real. He cleared this up directly, telling media the ruling truly came from his father.

The fatwa did not appear out of nowhere. It came as a direct answer to a question sent in by an ordinary citizen. This person had bought two books from a seller. He paid for one using a crypto token, and the other with USDT.

He then asked whether these two purchases counted as valid under Islamic law. He also wanted guidance on what steps to take if the deals turned out to be wrong.

There was a second part to his question too. The same person had bought an online course from someone who did not actually own the rights to sell it. The real course owner never allowed the material to be copied or resold in any way.

Still, the seller kept a personal copy and began selling it to others. He built a private group for buyers, added them once payment came through, then shared the course content piece by piece inside that group. The buyer paid for this course using cryptocurrency as well.

The fatwa responded to both situations. On the books, it told the man to return them to the seller. Since the crypto payment itself was not valid, the entire purchase could not stand either.

The course faced an even stricter response. The fatwa called this deal doubly wrong, since it broke Islamic rules on ownership and also broke normal copyright rules. The buyer received clear instructions here.

He must not use the course content in any way going forward. The fatwa told him to permanently erase the digital files from his devices, since the material never should have reached him in the first place.

This ruling adds to a larger, ongoing conversation in Pakistan. Islamic scholars remain split on cryptocurrency as a whole. Some argue digital coins carry too much uncertainty and risk to count as real property. Others believe crypto can become valid wealth once it gains wider, more stable use.

For now, though, the Taqi Usmani crypto fatwa gives one of the clearest religious positions yet from a top Pakistani scholar. It draws a firm line against using crypto tokens or stablecoins like USDT for everyday purchases, at least under his current interpretation of Shariah.